When serious financial problems occur your local Charlotte bankruptcy attorney is the person to see. Most people have no idea what to do when they are in serious trouble. Before you see your lawyer for a consultation it is important to know what things to bring, and here are answers to common questions.
The law states that you must have income analysis before declaring a chapter 7. This means you need to bring definite proof of income for at least six months. Include all of your pay stubs and any receipts for bonuses and if you are self employed bring those income records.
Home owners need details on their property. Include all of your mortgage information and how much you owe the lender on your home. Try to figure out an approximate value of your house, and you can check out local sales on similar properties to get a reasonable estimate of your home's value.
Make a list of all your current debts and bring some type of proof with you. Include things like credit cards statements and medical bills. Make sure your statements list how much is owed and what the payments are. If you have other outstanding loans on cars or other things, include them. Include statements on any financial obligations that you owe.
You need to determine your approximate worth in dollars and compare that against all the debts that you owe. For your assets, include everything you own including personal possessions like jewelry. You also must include recreational vehicles like ATV bikes and jet skis.
When you consult with your Charlotte bankruptcy attorney you have the chance to ask any question about your situation. The better you prepare for the consultation the more your lawyer can assist you in finding the answer to your problems. You also can call the office and talk to the staff for additional info.
The law states that you must have income analysis before declaring a chapter 7. This means you need to bring definite proof of income for at least six months. Include all of your pay stubs and any receipts for bonuses and if you are self employed bring those income records.
Home owners need details on their property. Include all of your mortgage information and how much you owe the lender on your home. Try to figure out an approximate value of your house, and you can check out local sales on similar properties to get a reasonable estimate of your home's value.
Make a list of all your current debts and bring some type of proof with you. Include things like credit cards statements and medical bills. Make sure your statements list how much is owed and what the payments are. If you have other outstanding loans on cars or other things, include them. Include statements on any financial obligations that you owe.
You need to determine your approximate worth in dollars and compare that against all the debts that you owe. For your assets, include everything you own including personal possessions like jewelry. You also must include recreational vehicles like ATV bikes and jet skis.
When you consult with your Charlotte bankruptcy attorney you have the chance to ask any question about your situation. The better you prepare for the consultation the more your lawyer can assist you in finding the answer to your problems. You also can call the office and talk to the staff for additional info.
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