Insurance for the Strangest Things

By Jill Branham


The entire idea of insurance is to protect and cover folks or their property for any financial expenses resulting from unlucky events, accidents and accidents. Insurance are usually placed on things of price such as the person itself, a love one and just about anything vital. Insurance companies figure out the "risk" factor or the likelihood such mishaps may occur on the subject to be insured to get the cost of the insurance.

Nonetheless since insurance has become an established system in contemporary society, there are lots of unusual things for which people have acquired insurance. These are examples of the strangest things that are insured today.

Most Weirdly Insured Body Parts. Though people like professional musicians, especially piano players insure their hands as it is their best asset to their careers. A number of these pianists have their hands insured for a whopping 7-digit amount.

Body Hair. Yet, Tom Jones felt that his musical success came not just from his unique and popular voice but from the power stemming from his manful chest hair. Because of this, he had it insured for $7 million, which is not bad for collection of body hair.

Taste buds. Another engaging body part that was insured was the tasting palate of Egon Ronay, a famous wine taster. His taste receptors were so imperative to his special career that an insurance company covered any mishaps than can happen to his dear palate. Misfortunes include injuries due to tasting bad wine, burning from drinking hot drinks and many , many more diabolical events that will befall on a person's taste buds.

Most Peculiar Insurance Policies. An insurance policy is the terms and conditions of the insurance contract. All the details that the insurance owner should know are stated here, ranging insurance costs, premiums, coverage and many more. However , some insurance holders have policies that are just weird.

Protection against Abduction. Though this is a logical thing for characters, however some insurance corporations are supplying an insurance policy that covered abduction, not by law breakers but by aliens. Yes, for many of us today, the threat of space terrorism coming from these extraterrestrial criminal organizations has inspired many to buy such policies for their safety. Many insurance firms are delighted to cater the needs of folks wanting to be protected from aliens. One must only provide evidence of abduction when registering a claim, a ransom note from aliens is sufficient.

Defence against forces beyond one's control. Though most policies are very firm in covering misfortunes due to "force majeure", the Royal Falcon Hotel in Britain have insurance policies for each employee and consumers from disability and death occasioned by the uncontrollable forces from ghosts and noisy ghosts. Folk living in that hotel can safely and calm sleep in their cozy rooms understanding that in the event of a spiritual mauling from uncontrollable mystical beings, somebody will pay for hospitalization and probable mental recuperation.

As well as this, there are weird protection clauses like policies from the imminent threat from asteroid hits, covering the threat of employees leaving when winning the lottery and many , many more peculiar events that will happen in this bizarre and wonderful world.




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