How much do you believe your belongings are worth? If they were stolen or destroyed in a fire, would you want compensation? If you live in an apartment without renters insurance, your deposit to your landlord will not be able to cover these costs.
You may think you are not susceptible to these things, and that you do not plan on causing any damage to your apartment - but the actions of guests in your home or natural disasters may put you in a tight spot if you do not have renters insurance.
Hazard insurance covers physical damages involving your property and possessions. So theoretically if your house were to burn down, your insurance would cover the losses incurred by the event. Most insurance plans have long lists of what they cover, and sometimes people assume that this means they cover everything.
Renters insurance in Conway, South Carolina is typically very cheap, and only costs about $15-$30 a month. Depending on the claim you make after an accident, you could receive up to $30,000 or more in compensation. Are your belongings worth that much to you?
Liability insurance is a bit different from hazard insurance in that fact that it protects you from legal repercussions. For instance, if someone were injured on your property, your liability insurance would cover their medical bills and the legal fees if they decided to sue you.
The remaining ten percent just cannot be avoided. Dirt and garbage will find their way in one way or another. Your friends may leave something behind.
Studies show that 96 percent of homeowners have homeowner insurance whereas less than half of apartment renters have renters insurance. Accidents in the home are just as likely to happen in apartments as anywhere else and renters insurance can save you a lot of money and heartache.
Colonial Insurance in Conway, South Carolina wants you to know that it is not your job to worry about renters insurance - it is theirs. Once you have it, you should not have any worries or second guesses because the guarantee of protection is worth every cent.
Insurance can be confusing at first, but with a little bit of patience, your understanding will grow. Make sure you and your family are protected by being studious and choosing the right amount of insurance.
You may think you are not susceptible to these things, and that you do not plan on causing any damage to your apartment - but the actions of guests in your home or natural disasters may put you in a tight spot if you do not have renters insurance.
Hazard insurance covers physical damages involving your property and possessions. So theoretically if your house were to burn down, your insurance would cover the losses incurred by the event. Most insurance plans have long lists of what they cover, and sometimes people assume that this means they cover everything.
Renters insurance in Conway, South Carolina is typically very cheap, and only costs about $15-$30 a month. Depending on the claim you make after an accident, you could receive up to $30,000 or more in compensation. Are your belongings worth that much to you?
Liability insurance is a bit different from hazard insurance in that fact that it protects you from legal repercussions. For instance, if someone were injured on your property, your liability insurance would cover their medical bills and the legal fees if they decided to sue you.
The remaining ten percent just cannot be avoided. Dirt and garbage will find their way in one way or another. Your friends may leave something behind.
Studies show that 96 percent of homeowners have homeowner insurance whereas less than half of apartment renters have renters insurance. Accidents in the home are just as likely to happen in apartments as anywhere else and renters insurance can save you a lot of money and heartache.
Colonial Insurance in Conway, South Carolina wants you to know that it is not your job to worry about renters insurance - it is theirs. Once you have it, you should not have any worries or second guesses because the guarantee of protection is worth every cent.
Insurance can be confusing at first, but with a little bit of patience, your understanding will grow. Make sure you and your family are protected by being studious and choosing the right amount of insurance.
About the Author:
Colonial Insurance & Financial Services is located in Conway, South Carolina and is independently owned and locally managedto handle your insurance needs. We believe that local insurance agencies can best serve your insurance needs.
No comments:
Post a Comment